Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

Tuesday, January 23, 2018

Lesson Learned... the Hard Way


So last October, I fell into a "timeshare trap" on one of our visits to Bass Pro Shop.  See, after we got married in March, we never had a proper honeymoon, other than a weekend out in San Francisco... where we stayed in a house in San Bruno with my family.  Let's face it, that's NOT anywhere close to a honeymoon!  Fast-forward seven months laterI was easily drawn in by the sweet words of this salesguy who was boasting about these wonderful vacation spots, for a fraction of the cost that it would normally be to stay in a hotel, for 5 nights.  My first thought was "This could be our belated honeymoon of sorts!" and I let myself get swindled into saying yes.  And now, after some further investigation into the company (done by my husband), it has become a $150 lesson that I had to learn the hard way.  Ugh.  I'm trying to look on the bright side of it all, seeing as we did get a $100 gift card to Bass Pro out of the whole ordeal.  From now on, I'll just keep on walking.

Saturday, January 20, 2018

Saturday's Randomness


So I have the Dictionary.com widget on my phone, that displays a word of the day, and today when I looked at it, I couldn't help but laugh... and then favorite the word.  It is:  "doodlesack," which means 'a bagpipe.'  It's just one of those words that I find amusing, especially when said out loud, but it probably wasn't intended to be humorous.

This morning was filled with errands, after a late-ish outing for breakfast.  We got the money situated in its new home in the Money Market savings account, which is predicted to make more in interest by this time next year, than it ever made in the last 15 years of being in a CD.  That definitely deserves a 'facepalm' and I'm kicking myself for not getting it done sooner.  After that, we stopped by Home Depot to pick up a 4x4 to use as new legs, for the hubby's re-purposed work bench.  We already took care of that, reducing the size of the bench, in order to have his big rolling toolbox fit in between that and the reloading bench we built last weekend.  So our garage 'remodel' is almost fully complete now, apart from cleaning off surfaces and sorting through some other things.  I will get photos once all that stuff is done. 👌  It's getting to the point where any amount of time spent in the garage is now just instantly draining my energy.

I spent our much-needed break from the garage, playing SWTOR (Star Wars: The Old Republic, for those who don't recognize the acronym) and catching up on some flashpoints, trying to get one of my main characters closer to the max tier of the last levels of the game.  Afterward, we went back to Home Depot to pick up some wood polyurethane to put on the surface of the work bench, and after applying the first coat, we're now relaxing in the family room, watching TV with Dozer laying against the couch at our feet. 😊

Thursday, January 18, 2018

A Sense of Closure


So I finally hit the bank this morning, to close those accounts that I mentioned in a previous post.  And I found out that I was able to close out a CD (certificate of deposit) that I've had in there for at least the past 10 years as well, which had gained a total interest of about $34.  Haha.  The money was actually a gift that my grandmother had given me back when I graduated high school, so it's been in the bank even longer than a decade... and only made that much.  When I mentioned the CD and the fact that I knew it matured on February 7th, the lady helping me looked it up and said that if I closed it today, I'd lose 8 cents of interest, after accumulating 14 cents already.  What a loss, huh?!  I just laughed and confirmed that I would like to close that account as well.  So I killed two birds with one stone today.  I hightailed it back to my car, because I felt paranoid that there was some kind of target on me, letting everyone know that I was carrying a large sum of cash in my purse.  We're planning to open a Money Market savings account with it at our credit union, where it will earn a MUCH higher interest rate.

Anyway... I've spent the rest of my day finally starting to sift through my Photobucket accounts, making sure that I have copies of whatever I have uploaded there throughout the past decade and a half.  I'm being reminded of crap that I don't want to remember, so I'm going to stop for today.  I came across a photo of a guy that I really liked back in October 2005, with a little stuffed monkey on his shoulder, that he'd won for me at the state fair on our first "date."  And for some reason I kept that monkey (I rediscovered it this past weekend in an old bin in the garage), even though the guy was a complete and utter jerk.  I guess it was a way to remind myself not to fall for someone so quickly, as I did with him.  He dropped off the face of the Earth once he found something better and to this day, I have still never gotten confirmation as to what I did to drive him away.  Ugh.  And now I've contradicted the title of this post, since I never actually got that closure I needed.  Haha.

That's all I have for today.  Until tomorrow! 😊

Friday, January 12, 2018

Searching for Excitement within the Mundane


So... I feel like the momentum of the first week of daily posting is slightly wearing off now.  There was this sense of excitement in finding things to write about every day, but now I feel it slowly tapering off...

Anyway, I seem to be getting involuntarily plowed with a heavy dose of nostalgia lately.  It hit me this morning that this year marks twenty years that I've known my first real online friend, when we were both at the tender age of 15 years old.  We met initially through ICQ, which dates how long ago it was (1998) and we've stayed really good friends throughout all these years.  Nowadays he doesn't do social media at any level, nor really the internet in general, so he will most likely never see this.  But we've still managed to keep in touch, despite that.  It's just crazy how fast time flies by, once you stop and think about it.

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